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The OCC Just Waved Through a Blockchain-Native Bank — and Handed Revolut a US Stablecoin Licence

Verified · 5 Sept 2026Institutional TransitionSep 5, 2026

The OCC granted preliminary national bank charter approval to OpenReserve, an a16z-backed firm described as a blockchain-native bank built on on-chain settlement rails, and separately issued Revolut conditional approval covering US stablecoin distribution, per The Block and Cointelegraph. Both are permissions to proceed rather than operating charters. The approvals land days after Revolut completed its MiCA-driven USDT removal in Europe and launched its own euro stablecoin.

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