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Congress Bans CBDCs Through 2030

US Congress Passes CBDC Ban Through 2030 in Bipartisan Housing Bill

Unverified — auto-generated summary, not yet reviewedInstitutional TransitionJun 17, 2026

A US retail CBDC ban is working its way through Congress, stalling at the White House, and ultimately taking legal effect through 2030 without presidential signature.

Both chambers of the US Congress reached a bipartisan deal on a housing bill that includes a provision banning CBDCs through 2030. The Senate voted 87-8 to advance the bill, which also carries implications for tokenized real estate. The CBDC ban directly restricts federal digital currency deployment on payment rails for the remainder of the decade.

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